Broker Check

Our Approach

Needs Analysis/Policy Review/Underwriting

Life insurance is typically an integral part of any solid wealth management plan.  As such, it should be viewed in light of the clients' overall portfolio, other assets, and future goals.  We work collaboratively with the clients' other key advisors including the financial planner, estate planning attorney and CPA to ensure a more holistic approach.  Our first step is to conduct a needs analysis.

Most clients in the HNW space typically have existing insurance. We will review coverage, assess the policy's performance, assess likely future performance, and make appropriate recommendations.

Given COVID-19 and the challenges we face in healthcare, insurability is becoming increasingly complicated. As an independent broker, we will make recommendations based on the clients' needs, health and availability of coverage.